Who is eligible for NetBanking ?
All Mahesh Bank Savings, Current account, and OD/CC holders can access their account details through Net Banking.
Is there any charge for this service?
No. Currently we offer Net Banking free for all accounts. However, all minimum balance/deposit amount requirements of the relevant accounts will need to be honored.
What can I do using Net Banking ?
Currently, you can do any of the following:
In own Accounts – This facility enables the customer to transfer funds between
customer’s own Accounts (Accounts Opened with same customer number)
Intra Bank Funds Transfer – Customer can transfer funds to any customer of Mahesh Bank
What do you mean that the transactions are "Real-Time online" ?
We have designed the NetBanking service in such a way that it takes your requests and acts on them immediately. All transactions that will affect your balance are done automatically by the system.
How will I know that my transaction has been completed ?
The NetBanking system does one of the following, depending upon the transaction you have requested:
How safe are my requests/transactions on NetBanking ?
You can be assured of complete privacy when you use NetBanking facility of The A.P. Mahesh Coop Urban Bank.
On Clicking the ‘Internet Banking’ Option under the Bank’s Website i.e.,www.apmaheshbank.com, the URL Address i.e.,https://netbanking.apmaheshbank.com:8080/internetbanking/lhome.do will be displayed on the address bar of the Internet Banking login screen. User can also find a Symbol of the Lock (Padlock). The letter at the beginning ‘https’ means Secured.
The Site is secured with Industry leading SSL Certificate which is 128 bit high level encryption.
Look for the padlock symbol displayed at the beginning in the address bar and click on the same to verify the security certificate.
The padlock and https turned to green color indicating that the Internet Banking
Services are secured with SSL (Secured Socket Layer) Certificate.
Other Safety Measures
The passwords are end to end protected.
Multi Factor Authentication – login password, Transaction password and OTP which is sent to the registered mobile of the customer. Login password is required to login to the Internet Banking facility. Transacti on Password and OTP are required for doing transaction.
The session will automatically terminate after 180 seconds of idle time to safeguard against unauthorized access to the customer account. Inspite of putting in place the above security measures, to overcome ever challenging threats posed by miscreant, we advise our customers to follow the below: Moreover, when you log-in to NetBanking, your last date and time of log-in will be displayed so that you can make sure that nobody has accessed your account.
These features work together to maximise the security of your banking transactions. However, in order to ensure complete security, please remember to log-out of NetBanking after you have completed your transactions..
What kind of hardware and software are recommended for using NetBanking more efficiently?
A PC with Windows Operating System (Windows 98 and above), Internet Explorer 6 and above as browser to access the Website, with Internet Connection.
A device i.e., IPAD, Mobile Smart Phone, Tablet where the Internet is accessible and Bank’s website is clearly visible on the device are required to access Internet Banking Service.
What do I do if I forgot my Internet Banking Login Password?
In case you have forgotten the (Login/Transaction) pin / Internet Banking UserId, Kindly contact your home branch & submit a request letter. We in turn will send you new Login / Transaction pin to your postal address registered with us.
What are the measures I can take to ensure greater security?
Please ensure the following before You Login:
Beware of Phishing Attack:
No Minimum Balance, No initial deposit to open the account.
No restrictions like Age, Income Criteria for opening BSBD Account.
All provisions of KYC, AML, PML are applicable.
Passbooks are given free.
Maximum of Four withdrawals in a month including ATM withdrawals;
RuPay ATM Cum Debit Card with Accidental Insurance of Rs. 1.00 Lac free
No charges for all the above facilities
The Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014 announced a comprehensive program of Financial Inclusion targeting the large number of people who are currently deprived of even rudimentary financial services. The PradhanMantri Jan DhanYojana (PMJDY) sets out to provide a basic Bank account to every family who till now had no account.