Positive Pay


Positive Pay is a service offered by our Bank to protect our customers against check fraud.

It  is aimed at systematically comparing actual cheques presented for payment from the clearing house, with the details provided by the customer independently.

It envisages a mechanism whereby a customer, after issuing a cheque for value of Rs.5 lakhs or more , to provide such details to Bank immediately, enabling the bank to compare such details with the actual cheque received by the Bank from clearing house.

Wherever, customer fails to give the information of the cheques for or more than Rs.5 lakhs, Bank may return such Cheque unpaid in the absence of additional confirmation from the customer.

Customers, after issuing the cheque can use the following links and inform the Bank details of the cheque for Rs.5 lakhs or more issued by them.

Link for Mobile App : "https://mobile-apps.vsoftarya.com/PositivePay/APMAHESH/"

Link for desktop App : "https://pps-apmahesh.vsoftarya.com/~ficustomer"



Basic Savings


No Minimum Balance, No initial deposit to open the account.

No restrictions like Age, Income Criteria for opening BSBD Account.

All provisions of KYC, AML, PML are applicable.

Passbooks are given free.

Maximum of Four withdrawals in a month including ATM withdrawals;

RuPay ATM Cum Debit Card with Accidental Insurance of Rs. 1.00 Lac free

No charges for all the above facilities



The Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014 announced a comprehensive program of Financial Inclusion targeting the large number of people who are currently deprived of even rudimentary financial services. The PradhanMantri Jan DhanYojana (PMJDY) sets out to provide a basic Bank account to every family who till now had no account.