Category

Rate of Interest* p.a.

Upto Rs. 5.00 lacs
Above Rs. 5.00 lacs

12.00%
13.50%

6 Months scheme (MGL) with Quarterly Installments
6/12 months (Bullet payment) (Max Rs. 2.00 lakh)(JL)
Gold Overdraft (Minimum Rs. 1.00 Lakh)(GOD)

14.50%
14.50%
14.50%

13.50% to 15.50% (as per credit rating)

12.50%

12.50%

12.50% to 15.50%(as per credit rating)

c. Above Rs.25 lacs
 

11.00% to 14%

12% to 15%
 

14.50% to 19%(as per Credit rating)

12.50%

• Against Corporate Guarantee  

• For borrowers enjoying credit limits with our bank with good track record

• Others

13% to 15.50%(as per credit rating)
13%

14%

Mortgage Loans / Overdraft against immovable properties
for Business Development upto Rs.10 lacs (secured)

Upto Rs.5 lacs(Unsecured including to Professionals)

Above Rs.10 lacs(secured)

14.50% to 18.00%(as per credit rating)

15.00% to 19.00%(as per credit rating)

13.00% to 17.00%(as per credit rating)

13.50% to 18.00%(as per credit rating)