Know Your Customer

The RBI as a part of Know Your Customer (KYC) policy has issued several guidelines relating to identification of depositors precautions to be exercised while opening the accounts for new customers and scrutiny/monitoring of large value cash transactions. In the process, customers are advised to submit any one of the following documents from each group as a proof of identity and as a proof of address.

1.  Proof of Identity
   1. Passport.
   2. Voter Identity Card.
   3. PAN Card.
   4. Government / Defence Identity card
   5. Aadhaar Card.
   6. Driving License with current address
   7. ID Card of reputed employer.
   8. Letter from a recognized public authority / Public Servant verifying the identity and residence of the customer.
      
      
2. Proof of Address
   1. Credit Card / Bank Account Statement (Latest)
   2. Ration Card
   3. Income / Wealth Tax Assessment Order
   4. Electricity Bill
   5. Telephone Bill
   6. Letter from a reputed employer
   7. Letter from a recognized public authority / Public Servant verifying the identity and residence of the customer.
   8. Copies of registered leave and license agreement / Sale Deed / Lease Agreement.